Secure Financial Systems. Meet Compliance. Build Trust.
Financial services are regulated, high-value targets. We deliver penetration testing scoped for PCI-DSS, SOC 2, and financial industry requirements -covering payment APIs, trading platforms, banking applications, and customer-facing portals.
Why this sector gets targeted
Financial services companies face sophisticated, motivated attackers targeting payment systems, customer accounts, and transaction logic. Business logic vulnerabilities are the highest-risk category in fintech -attackers exploiting race conditions in payment flows, manipulating transaction amounts, bypassing withdrawal limits, and abusing referral systems. Regulatory pressure is intense: PCI-DSS requires annual penetration testing (Requirement 11.3), SOC 2 Type II demands evidence of security testing, and regulators like the OCC, FDIC, and state financial authorities expect documented security programs. A single breach can result in regulatory fines, loss of banking partnerships, and customer churn that can sink a fintech startup.
Who we work with here
What we usually run
Scoped for this sector rather than sold as a catalogue. Each one is fixed scope with retest included.
Web Application Penetration Testing
Banking portals and financial dashboards handle sensitive transactions.
How it runs →API Penetration Testing
Payment APIs, open banking APIs, and third-party integrations require thorough testing.
How it runs →PCI-DSS Penetration Testing
Meet PCI-DSS Requirement 11.3 with compliant penetration testing.
How it runs →SOC 2 Penetration Testing
Enterprise clients and banking partners require SOC 2 compliance evidence.
How it runs →Cloud Security Testing
Financial infrastructure in AWS, Azure, or GCP needs validated controls.
How it runs →Security Code Reviews
Find business logic flaws in payment processing and transaction code.
How it runs →What you get working with Lorikeet
- PCI-DSS compliant testing methodology meeting Requirement 11.3
- Experience testing payment APIs, transaction engines, and banking applications
- Reports accepted by PCI QSAs, SOC 2 auditors, and banking partners
Asked on almost every call
Yes. PCI-DSS Requirement 11.3 mandates annual penetration testing of both internal and external networks, and after any significant infrastructure or application changes. The test must follow an industry-accepted methodology (like PTES or OWASP) and cover the entire cardholder data environment.
Yes -this is a major focus for fintech engagements. We test transaction logic, payment flows, referral systems, limit enforcement, and multi-step financial processes for race conditions, parameter manipulation, and state-based attacks that automated scanners cannot detect.
We always test in staging or sandbox environments when available. For production testing, we coordinate closely with your team to use test accounts, test card numbers, and controlled transaction flows. We never initiate real financial transactions during testing.
Our reports map findings to PCI-DSS requirements, SOC 2 trust criteria, and OWASP standards. We partner with PCI QSAs and SOC 2 audit firms directly, so our report format is designed to satisfy auditor requirements out of the box.
We operate under strict data handling agreements. We never store cardholder data, account numbers, or transaction records. All testing is conducted over encrypted channels, and any evidence of data exposure found during testing is reported immediately and securely.
Scope it in one call
Tell us what is in scope and we come back with a fixed price and a start date.