Penetration Testing for Cyber Insurance
Cyber insurers are requiring penetration tests, vulnerability assessments, and documented security programs before issuing or renewing policies. We deliver the security evidence your insurer needs - fast turnaround, insurer-accepted reports, and clear remediation guidance.
Why this sector gets targeted
The cyber insurance market has transformed. After massive payouts from ransomware and business email compromise, insurers have gotten aggressive about security requirements. Organizations are finding that their policy renewal comes with a checklist: annual penetration testing, MFA everywhere, endpoint detection, patching cadence documentation, incident response plans, and vulnerability scan results. Some insurers are outright denying coverage or hiking premiums for organizations that cannot demonstrate these controls. The challenge for most businesses is that these requirements arrive with short timelines and vague specifications. "Annual penetration test" could mean anything from a basic scan to a full red team engagement. We help you figure out exactly what your insurer needs, deliver the right assessment, and document it in a format that satisfies underwriters.
Who we work with here
What we usually run
Scoped for this sector rather than sold as a catalogue. Each one is fixed scope with retest included.
Network Penetration Testing
The most common requirement from cyber insurers. Internal and external network assessments validate your perimeter and internal controls.
How it runs →Web Application Penetration Testing
If you have customer-facing web applications, insurers want to see they have been security tested.
How it runs →Social Engineering & Phishing
Many insurers require phishing simulations to demonstrate employee security awareness training effectiveness.
How it runs →Vulnerability Management
Ongoing vulnerability scanning and patching evidence is a core insurer requirement for policy renewal.
How it runs →SOC 2 Penetration Testing
Organizations pursuing SOC 2 alongside cyber insurance get both compliance needs met in one engagement.
How it runs →Cloud Security Testing
Insurers increasingly ask about cloud security posture - especially for organizations with primarily cloud infrastructure.
How it runs →What you get working with Lorikeet
- Reports formatted for insurer review with executive summaries and compliance evidence
- Fast turnaround to meet policy renewal deadlines
- Experience working with major cyber insurance carriers and brokers
Asked on almost every call
Most insurers want an external and internal network penetration test conducted by a qualified third party. Some also require web application testing if you have customer-facing apps. We can review your specific insurer requirements letter and scope the exact assessment they need - no more, no less.
We understand insurance timelines are tight. For network assessments, we can typically deliver results within 2-3 weeks of kickoff. If you have an urgent deadline, we offer expedited scheduling to meet your renewal date.
Yes. Our reports are structured for insurer review with executive summaries, methodology documentation, findings with severity ratings, and remediation evidence. We have experience with requirements from major carriers and can adjust the report format to match what your specific insurer expects.
Not necessarily. Insurers want to see that you identified vulnerabilities and have a remediation plan. Critical and high findings should be addressed quickly, but having a documented timeline and plan for medium and low findings is typically sufficient. We help prioritize what needs immediate attention vs. what can be scheduled.
Yes. Beyond penetration testing, we can help with vulnerability management programs, security awareness assessments (phishing simulations), and security posture reviews that address common insurer requirements like MFA verification, endpoint protection validation, and backup testing documentation.
Scope it in one call
Tell us what is in scope and we come back with a fixed price and a start date.